Long Term Disability

A Long-Term Disability Lawyer in Maine to Fight for You if Your Claim Was Denied

Serious illness or accidents can happen at any time to anyone. In some instances, the disability lasts only a relatively short period of time. Unfortunately in many, the disability is long-term or permanent.

Studies show that nearly 1 in 4 Americans will suffer a disabling condition in their lifetime. And while these unexpected hardships can interrupt your life and leave you out of work for months or even years, long-term disability benefits can pay up to 2/3rd of your income, giving you financial stability during a difficult time.

Many Mainers have long-term disability insurance coverage through their employers or have purchased individual disability insurance policies to protect lost income in the event of an unexpected injury or illness.

Individuals who file disability claims with their insurance companies often find the claim process overwhelming and difficult to manage especially when confronted with a wrongful denial of their claims. Many of our clients have faced this situation.

Our Lawyers Understand the Devastating Impact of a Long-Term Disability

At the Law Offices of Joe Bornstein, we see firsthand highly skilled Maine professionals who have become disabled and are unable to return to work. Often times the hardship on an individual or family can be overwhelming, both physically and emotionally.

Attorney Andy Bernstein has over 20 years of disability insurance claims experience. During his career, Andy has successfully represented disability insurance companies in claims disputes and litigation in Maine and across the country. Andy now focuses his experience and expertise to representing Mainers whose disability insurance claims have been wrongfully denied.

Most LTD and ID policies coordinate benefits with Social Security Disability Insurance Benefits (SSDIB). Our experienced SSA Disability Team consisting of over 20 legal professionals can help with this important coordination of benefits.

Representation of our clients with LTD and ID claims is handled on a contingent fee basis. An attorney fee is only charged if our client prevails on his or her claim. No attorney fee is charged if our client receives no benefits.

Discover How the Law Offices of Joe Bornstein Can Make a Difference

If you've been injured or disabled and denied LTD or ID benefits, call the Law Offices of Joe Bornstein today for a free and confidential consultation. Don't let a missed deadline or improperly completed form keep you from getting the justice you deserve. It is of utmost importance to speak with an attorney immediately after receiving an LTD claim denial letter to ensure ample time necessary to handle your appeal as effectively as possible.

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