Maine Lawyers Working for Maine People
Wrongful Cancellation of STD or LTD Benefits
Aggressive attorneys ready to fight for your disability insurance claim
Short-term and long-term disability benefits (STD and LTD) provide you with a stream of income in the event you have to stop working because of an injury or sickness. If your claim is denied or terminated, call 1-877-294-6813 right away.
If you have recently left work because of an injury or sickness, you may have insurance coverage for STD or LTD benefits through your former employer, or you may have purchased and been paying premiums on an individual disability insurance policy.
Insurance companies seek ways to cancel benefits
Insurance companies are always looking for reasons not to pay, and they will try to use plenty of them. The longer you wait to file your disability claim, the greater the chances your claim will be denied. Even if they do initially award your disability claim, they may insist you are able to return to work at an unreasonably early juncture. Insurance companies may cite the following reasons for canceling benefits:
- You have fully recovered.
- Your injury was not as serious as you claim.
- Your injury was not diagnosed accurately.
- The "typical" period of recovery has ended, so you should be well.
- Even though you may not be fully recovered, you can go back to work.
Wrongful cancellation of benefits may change your life, but you still have your rights.
It is critical that you don't wait until your disability claim is denied before you look for an experienced attorney to represent you in the claim process. The knowledge and expertise we can apply to your claim-how to best present and support your claim to the insurance company-will greatly increase your chances of obtaining and then maintaining your monthly disability benefits.
Attorney Andrew Bernstein of the Law Offices of Joe Bornstein has over two decades of experience handling STD and LTD claim cases. Formerly, he was an attorney for disability insurance companies and has a deep understanding of how insurance companies view and decide claims and the mistakes they make when handling them. He has lectured extensively on the topic and is recognized for his specialty in this legal area.
While you are coping with your injury, you don't need another battle to fight. Call Joe today.
If your disability claim has been denied, we can help you with your claim appeal, which the law usually requires you to file. Take advantage of our knowledge to help you obtain the disability benefits to which you are entitled, including litigation of your claim if it is denied on appeal. Call Joe today at 1-877-294-6813, or contact our offices through email. The initial consultation is free, and we don't get paid until you win.